Lloyd F. Hutt Scholarship

About the Lloyd F. Hutt Scholarship

Established in 1990, this scholarship program honors the legacy of Lloyd F. Hutt – teacher and founder of LMCU. Each year, we establish a prompt for high school seniors to write about in the form of an essay and award twenty (20) $2,000 scholarships. We are proud to have provided over $580,000 in scholarships to 332 deserving students over the years.

The entry period for the 2024 graduating class is closed. The entry period for the 2024-2025 Hutt Scholarship will open Fall of 2024.

2024 Winning Essays

Questions?

Click on the tabs above for further details, or email [email protected].


Who is eligible?

All applicants must be a resident of Michigan or Florida, or a member of Lake Michigan Credit Union (LMCU), or the child of an LMCU member (i.e. a student in Texas must be a member or child of a member to be eligible). The Lloyd F. Hutt Scholarship is not open to LMCU employees, directors, and officers or their immediate families, or to employees or immediate family of any of LMCU’s affiliated companies, licensees, advertising, or promotional agencies. Immediate family includes the following: spouse, child, father, mother, brother, sister, grandparent, step parents, step children, mother-in-law, father-in-law, brother-in-law, sister-in-law, grandchildren, and grandparents-in-law.

All applicants must be high school seniors, including home school students, and plan to enter a trade school, college, or university in the next academic year. Recipients must submit evidence of acceptance and enrollment in an accredited trade school, college, or university before payment will be made.


Format/guidelines

The scholarship committee’s principal determining factor in selecting award recipients is the applicant’s passion for the topic. Additionally, the committee will use the following criteria in judging responses to the topic: comprehension of subject, organization, language use, originality, clarity, spelling, and grammar. Note that if the official format guidelines are not followed, it could lead to ineligibility.

  • Do not include your name or school name in the essay. Include only the initials of your first, middle, last name on the top right corner of each page of the essay
  • Length: 750-1500 words
  • Essay must be typed
  • Essay must be double spaced
  • Essay must have a title
  • Essay must be saved as Adobe Acrobat PDF (.pdf)

How are winners selected?

Winners of the Lloyd F. Hutt Scholarship Award will be selected by an independent committee appointed by the Board of Directors of Lake Michigan Credit Union. The judges of this contest are persons who are area professionals.

All essays are submitted to the judges with no identifying marks or symbols so the name of the applicant and the school they attend are not visible.

The scholarship committee’s principal determining factor in selecting award recipients is the applicant’s passion for the topic. Additionally, the committee will use the following criteria in judging responses to the topic: comprehension of subject, organization, language use, originality, clarity, spelling, and grammar. Scholarship recipients will be selected without regard to their race, religion, or gender identity.

If you encounter any issues while submitting your application, please email us at [email protected].


School resources

Schools in LMCU’s local communities receive a packet of information and resources to inform their students of the Lloyd F. Hutt scholarship program and to help them apply. If your school did not receive a packet and you would like more information for your students, please download the scholarship resources here.

If you would like to receive a school packet in the future, please email [email protected].


Congratulations to the 2023-2024 Lloyd F. Hutt Scholarship recipients:

  • Lauren Borsenik, Hemlock High School
  • Norah Craig, St. Petersburg High School
  • Avery Davis, Otsego High School
  • Olivia Glisson, Grand Rapids Christian High School
  • Jaydon Gritters, Covenant Christian High School
  • Gideon Huisman, Unity Christian High School
  • Natalie Legg, Holland High School
  • Alex Mochel, Forest Hills Northern High School
  • Jia Niemeyer, Forest Hills Central High School
  • Serena O'Brien, Community High School
  • Elle Pierre, Bloomfield Hills High School
  • Payden Pittman, Grand Haven High School
  • Carly Sampson, Rockford High School
  • Anne Scott, Bridgman High School
  • Emma Snyder, Dwight D. Eisenhower High School
  • Andre Stoll, Forest Hills Eastern High School
  • Jane Tacoma, Hudsonville High School
  • Quinn Tolsma, Hudsonville High School
  • Anya VanSweden, City High Middle School
  • Emma VanTongeren, Forest Hills Central High School

The amount of the award will be paid to the recipient and educational institution in which the student is enrolled. The award is intended to provide financial assistance to the recipient in their pursuit of an undergraduate degree at an accredited trade school, college, or university. The money is to be used for the student’s tuition, fees, books, supplies, and equipment. The awards are intended to constitute qualified scholarships, exempt from federal income tax under Section 117 of the Internal Revenue Code of 1986, as amended. Use of the amount for purposes other than those previously noted may jeopardize exempt status. If a tax liability arises, it will be the sole responsibility of the recipient.

Lake Michigan Credit Union shall maintain records and administer and provide all necessary staffing for the Lloyd F. Hutt Scholarship Program (except for the scholarship committee). Lake Michigan Credit Union will provide the Board of Directors with a written report, detailing all awards.

Modification or elimination of program
Lake Michigan Credit Union reserves the right to modify or eliminate the Lloyd F. Hutt Scholarship Program at any time without notice. Not withstanding the foregoing, any award due and payable under the program prior to such modification or elimination shall continue to be payable according to the program’s terms in effect at the time Lake Michigan Credit Union made the grant. All entries shall become the property of Lake Michigan Credit Union.